Analytics Area Business Questions Risk Mitigation How to identify potential defaulters from a list of applicants for a secured / unsecured loan? How to create risk buckets & assign all applicants to the appropriate bucket? How to price the loan and initiate portfolio management activities (e.g. line decrease, grace period reduction etc.) based on the above identification? Collection Analysis Which accounts should we attempt to collect internally, and which should be outsourced to an agency? What will be my monthly roll-rate? What is the probability of each of my accounts in collections to settle all dues?